Made in Fiji · No Monthly Fees

Get paid like a
real business.

One simple payment link that accepts Vodafone M-PAiSA, Digicel MyCash, and bank cards. Money lands in your Fiji bank account every morning.

            FJ$0
            No setup, monthly, or minimum fees
          

            Daily Payouts
            Straight to your bank
          

            3 Ways to Pay
            M-PAiSA · MyCash · Cards
          

Create a Test Link Live Demo

Link type:

Pick an example:

Your Business Name

Amount

FJ$

Order Note

Bula! Here is your payment link for Birthday Cake Order #104 (FJ$45.00):

https://transxact.me/p/meres-catering-45 Customer taps to pay with M-PAiSA, MyCash, or Cards.

Net payout (fees by rail): FJ$43.43 – FJ$43.83

Payment Choices

All the ways your customers pay

Give your buyers the freedom to pay with their preferred mobile wallet or bank card. Click below to test each experience:

Vodafone M-PAiSA

Fiji's most popular mobile wallet. Customer enters their phone number and PIN, gets an SMS code, and approves the payment instantly.

3.5% per sale

Digicel MyCash

Digicel's fast mobile wallet. Customer enters their mobile number, receives an instant SMS verification code, and confirms.

1.5% + 50 cents

Visa & Mastercard

Accept cards from local Fiji banks as well as tourists and family in Australia, New Zealand, and worldwide in Fiji Dollars.

Card fee + 1%

Simple Process

How you get paid with Transxact

Selling on WhatsApp, Facebook, or at a market? You are three simple steps away.

Create a payment link

Set an amount for a one-off sale, or make a reusable "pay me" link your customers can pay any amount to. You get a clean link in seconds.

Send on WhatsApp or DM

Paste the link in your chat. Your customer opens it and pays with M-PAiSA, MyCash, or their card.

Money in your bank

No screenshot chasing. You get instant confirmation, and funds land in your bank account every morning.

Simple Calculator

Calculate your take-home pay

No setup fees, no monthly fees, no minimums, and no hidden charges. Move the slider to see what lands in your bank.

Your Weekly Sales FJ$ 1,500

M-PAiSA Volume (FJ$ 868.50 net)

MyCash Volume (FJ$ 294.50 net)

Card Volume (FJ$ 289.50 net)

What lands in your bank every week

Deposited every morning into your account

FJ$ 1,452.50

Estimates only. MyCash nets assume ~FJ$20 average tickets (1.5% + 50¢ each). The card rate is an assumed 3.5% (MDR + 1%) until our acquiring bank is confirmed.

Your Dashboard

Your whole business in one place

Watch payments come in live, see exactly what you'll receive next, and export clean records for your bookkeeping.

Payments Live

Island Day Cruise x2 Coral Coast Charters · via Card

+FJ$180.00

Birthday Cake Order #104 Mere's Catering · via M-PAiSA

+FJ$45.00

Vintage Dress Size M Bula Boutique · via MyCash

+FJ$35.00

1x Bag Dalo & Cassava Sigatoka Farm Fresh · via M-PAiSA

+FJ$20.00

Next Disbursement

FJ$1,452.50

Lands in your ANZ bank account tomorrow morning. Every sale is logged with names, times, and order notes — export it any time.

For Developers

One API. All three rails.

Build once and accept Vodafone M-PAiSA, Digicel MyCash, and cards with a single integration — backed by official SDKs, signed webhooks, instant test mode, and a drop-in checkout embed.

12 official SDKs

Node/TypeScript, Python, PHP, Go, Java, .NET, Ruby, Dart/Flutter, React Native, Swift, Kotlin, and a web client — typed, with retries and idempotency built in.

Webhooks & events

Signed payment.succeeded and disbursement.sent events with automatic retries and a delivery log to debug from.

Instant test mode

Simulate every rail and every outcome with magic values — no real money and no calls to the rail, so you can exercise failure paths safely.

Drop-in checkout embed

Mount the hosted checkout as an overlay with a publishable key — payment fields never touch your site, and PCI is handled for you.

1 import { Transxact } from "@transxact/node";
2
3 const tx = new Transxact(env.TRANSXACT_SECRET_KEY);
4
5 const intent = await tx.paymentIntents.create({
6 amount: 4500, // FJ$45.00
7 currency: "fjd"
8 }); // one API → M-PAiSA, MyCash, or cards
9
10 tx.webhooks.subscribe("payment.succeeded",
11 (e) => shipOrder(e.reference));

Node.js Python PHP Go Java .NET Ruby Dart / Flutter React Native Swift Kotlin Web transxact CLI WooCommerce Shopify Wix

Start Building Free Read the Docs

Built for Fiji

Safe, simple, and reliable

Everything designed to give you and your customers complete peace of mind.

Registered in Fiji

Built in Fiji following all local financial regulations and Reserve Bank rules.

Bank-Grade Protection

All payment details are protected with the highest level of bank security.

Works With Your Bank

Funds go straight into your existing ANZ, Westpac, BSP, or BRED account.

Automatic Records

Every sale is logged with customer names, times, and order notes — live in your dashboard and exportable to CSV.

Get paid like a real business.